GMI 99 Application
Global Medical Insurancesm Application Instructions

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Global Medical Home

GLOBAL MEDICAL INSURANCESM
Underwritten By: Sirius International Insurance Corporation

IMPORTANT INFORMATION REGARDING THE HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT OF 1996 (HIPAA)

This insurance is not subject to certain access and renewal requirements of the Health Insurance Portability and
Accountability Act of 1996. You should therefore read the coverage conditions and preexisitng condition exclusions
carefully before purchasing coverage.

Important Information About This Application:
U.S. Citizens:
If you or any family member to be included in this insurance are located in the U.S. on the date of this
Application the effective date will be the later of:
A. The date requested on the Application;or
B. The date the Applicant departs the U.S.;or
C. The date the Applicant is approved by IMGsm.

Non-U.S. Citizens: If you or any family member to be included in this insurance are located in the U.S. on the date of this
Application and do not plan on leaving the U.S. an Affidavit of Eligibility is required. Note, a new Affidavit of Eligibility will
be required at each renewal.

SECTION 1 Please Complete for all Family Members
Please print your name as you would like it to appear on your ID card          
Name Sex Height Weight Date of Birth
MM. D. Yr.
Country of
Citizenship

Passport or Social Security #

A. Applicant
__________________
M
F
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B. Spouse __________________ M
F
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C. 1st Child
__________________
M
F
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D. 2nd Child
__________________
M
F
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E. 3rd Child
__________________
M
F
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ADDRESS OF RESIDENCE OUTSIDE THE US
Street Address:

  

City:

                                  

Postal Code:

   

State:

        

Country: Telephone:
Fax:

 

E-mail Address:
Date of or Date you will Depart from the US?

  

Expected Length of Residence Outside the US?
Mail Forwarding Address if Different From Above

 

Street Address:

   

City: Postal Code:
State:

  

Country:

  

Telephone: Fax:
 
SECTION 2 Family Member
Please Answer All Questions for Applicant and each Family Member.

(Use letters from Sect. 1)

Are you currently disabled, pregnant or unable to perform normal activities? Yes
No
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Are you presently hospitalized? Yes
No
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Have you ever been diagnosed, treated or tested for Acquired Immune Deficiency Syndrome (AIDS), AIDS Related Complex (ARC), Lymphadenopathy Syndrome, Human Immunodeficiency Virus (HIV), or any other Immune System Disorder? Yes
No
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Have you been diagnosed or treated for Cancer during the past five (5) years? Yes
No
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If any individual answered YES to any of the above questions, they are not eligible for this insurance. Thank you for your interest.

SECTION 3
Questions 1 - 16 must be answered for every Family Member included on this Application. For any question that has been answered "YES," please state which Family Member (using the corresponding "Letter" from Section 1), provide details of the medical condition including treatment dates, name, address and phone number of the attending physician, diagnosis, prognosis, and present course of treatment in the space provided in Section 5 of this Application or in the space provided on the Additional Information page, Section 7. The Company reserves the right to request additional medical information.

Family Member
(Use letters from Sect. 1)

1. During the last 12 months has anyone been diagnosed with any medical condition, or received treatment (including medications or consultations) for any medical, mental or nervous condition? If yes, please explain: Yes
No
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2. Has anyone ever been rejected, rated or declined for any other Health, Life or Disability Policy? If yes, please explain:
Yes
No
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Has anyone ever been treated for or been told that they have any of the following diseases, conditions, medical problems, disorders, sicknesses or problems relating to any of the following:

Family Member
(Use letters from Sect. 1)

3. Heart, Cardiac, Cardiovascular, or Circulatory Condition? Yes
No
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4. Blood vessels, Arteries or Blood Pressure? (If yes, provide most recent BP reading) Yes
No
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5. Migraines, Headaches or Stroke Yes
No
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6. Diabetes ( If yes, please complete supplemental Diabetes Questionnaire) Yes
No
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7. Cancer, Tumor Cyst, Polyp, Lump or Growth of any kind? Yes
No
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8. Liver, stomach, gall bladder, colon or intestines? Yes
No
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9. Kidney or Prostate? (including testing or examination of the Prostate Gland) Yes
No
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10. Lung, respiratory system or asthma? Yes
No
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11. Mental, nervous or neurological? Drug Abuse or Alcoholism?? Yes
No
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12. Bone or Skeletal, including any disorder of the Knee, Hip or Back? Yes
No
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13. Reproductive systems (including miscarriage or other complications of pregnancy or delivery)? Yes
No
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14. Does anyone use tobacco in any form? Yes
No
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15. Any other illness, injury or condition not stated above? Yes
No
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16. Has anyone ever purchased insurance through IMGSM? If yes, policy number:_____________ Yes
No
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I hereby certify that I have read the above statements or that they have been read to me and that the above statements are true and complete to the best of my knowledge and belief. I understand that any misrepresentation contained herein will void the contract and any and all claims will be forfeited.

I understand that any medical condition that existed prior to the date I am accepted for coverage will be excluded from coverage for two years, whether or not that condition is disclosed on this Application. Further, I understand that after two years, coverage for pre-existing conditions will be limited to US $25,000 lifetime.

I understand that no coverage is effective until the date specified by the Company on the Certificate after this Application is accepted by an authorized representative of the Global Medical Services Group Insurance Trust, Union Federal Savings Bank, Indianapolis, Indiana.

I understand that the Master Policy is issued in the United States and is governed by its laws.

The undersigned authorizes any licensed doctor, practitioner of the healing arts, hospital, clinic, health related facility, pharmacy, government agency, insurance agency, insurance company, group policyholder, employee or benefit plan administrator having information as to the care, advice, treatment, diagnosis or prognosis of any physical or mental condition, or the financial and employment status, of the insured to provide this information to International Medical GroupSM, Inc.

The undersigned, solemnly declare that Applicant and all Family Members listed in this Application are in good health and except for the conditions disclosed on this Application, have not been diagnosed with and do not suffer from any medical, mental or nervous condition which they foresee may require treatment in the future or for which they intend to claim under this policy.

We understand that a physical exam may be required by the Company prior to acceptance.

_______________________________________ _______________________________________
Signature of Applicant or Guardian Signature of Spouse
_______________________________________ _______________________________________
Date of Signature Date of Signature

GLOBAL TERM LIFE INSURANCE* & GLOBAL DAILY INDEMNITY*

Underwritten By: Certain Underwriters at Lloyd's, London.
Distributed and Administered By: International Medical GroupSM, Inc.

*Global Term Life and Global Daily Indemnity are only available at time of Global Medical Application with purchase of Global Medical InsuranceSM.

To Apply, Simply Complete The Following Application.

SECTION 4
Please Indicate Name of Each Family Members Applying for Life Insurance and/or Global Daily Indemnity
.

Name (Last, Middle, First)

Basic Life

Supplemental Life

Daily Indemnity

A. Applicant
___________________________________

Yes
No

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Yes
No

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Yes
No

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B. Spouse
___________________________________

Yes
No

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Yes
No

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Yes
No

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C. 1st Child
___________________________________

Yes
No

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 Not Available

Yes
No

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D. 2nd Child
___________________________________

Yes
No

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Yes
No

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E. 3rd Child
___________________________________

Yes
No

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Yes
No

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FOR EACH INDIVIDUAL APPLYING FOR LIFE INSURANCE, INDICATE:
Primary Beneficiary: Percent of Death Benefit
A.
______________________________________
Name
______________________________________
Address of Beneficiary
_________________%
B.
______________________________________
Name /Relationship
______________________________________
Address of Beneficiary
_________________%
C.
______________________________________
Name /Relationship
______________________________________
Address of Beneficiary
_________________%
Contingent Beneficiary: Percent of Death Benefit
A.
______________________________________
Name /Relationship
______________________________________
Address of Beneficiary
_________________%
B.
______________________________________
Name /Relationship
______________________________________
Address of Beneficiary
_________________%
C.
______________________________________
Name /Relationship
______________________________________
Address of Beneficiary
_________________%
Note:   Beneficiaries for other dependent children may be placed in Section 8.
I Understand Coverage For Global Term Life Insurance Will Not Be Effective Until The Date Of My Departure From The US.
x_____________ (initial here) x_____________ (initial here) x______________ (initial here)

Applicant

Spouse

For Covered Children

 
If accepted for the Global Medical Insurancesm plan, I understand that i qualify for Global Term Life Insurancesm underwritten by Certain Underwriters at Lloyd's, London.
I do hereby apply to the Global Life Insurance Services Group Insurance Trust, Bank of Bermuda, Hamilton, Bermuda for Global Term Life Insurance. I understand that any misrepresentation contained on my Global Medical Application or this Application will void the contract and any and all claims will be forfeited.
If I have also applied for the optional Global Daily Indemnity plan, I understand that only overnight hospital stays are eligible under my Global Medical Insurancesm plan, excluding pregnancies, are covered. I also understand there is an additional premium for Global Daily Indemnity.I understand that the in the event the Company does not accept this Application, their sole obligation is to return the Premium to me. I understand that the Death Benefit will be determined by my age at the time of my death. I understand that the master Policy is issued in Bermuda and is governed by its laws.
______________________________________ ________________________________________
Signature of Applicant or Guardian Signature of Spouse
______________________________________ ________________________________________
Date of Signature Date of Signature
 

1B99

 

Valid through 12/31/99

  1/99
SECTION 5 DEDUCTIBLE SELECTION
Deductible Selection and Payment Mode must be the same for all Family Members.
(circle one)   |    $500   |   $1,000   |   $2,500    |   $5,000   |
PREMIUM CALCULATION
Applications without premium will not be processed. We will not accept checks or money orders for quarterly or semi-annual payment modes. For quarterly or semi-annual modes we will only accept a pre-authorized credit card. Either checks or credit cards may be used for annual payment modes. Please make all checks payable to International Medical GroupSM, Inc.
Enter the Annual GMI Premium for each Family Member that corresponds to their age, gender and deductible.
Primary Insured $__________
Spouse $__________
1st Child $__________
2nd Child $__________
3rd Child $__________
GMI Subtotal A $____________

REQUESTED EFFECTIVE DATE:__________

(Must be within 30 days of signature. Coverage will not be effective until approved.)

GMI Subtotal =A$_______
Basic Term Life Premium $ 240 X_______ =B$________
# of adults applying
Supplemental Term Life $ 180 X_______ =C$________
# of adults applying
Child Term Life $ 100 X _______ =D$________
# of children applying
Global Daily Indemnity $ 100 X_______
# of family members applying
=E$________
Total Premium Due: Subtotal (A+B+C+D+E) =F$________
$_______ X _______

+ $ 20.00

=G$________
Subtotal F Modal Factor Opt. Express
Mail*

*Optional $20 Express Mail -
Certificate will be expressed mailed to you after approval

Modal Factors: Annual 1.00 Semi-Annual .55 Quarterly .28
Method Of Express Mail Please check appropriate box where you would like your certificate expressed mailed as indicated in Section 1:

Address of Residence outside US

Mail Forwarding Address

Other, please indicate address in Section 7

METHOD OF PAYMENT(signature required for credit card)
checkbox.GIF (88 bytes)Check
(annual only)
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(annual only)
checkbox.GIF (88 bytes)MasterCard*  checkbox.GIF (88 bytes)Visa*   checkbox.GIF (88 bytes)AmericanExpress* 
Credit Card #______________________________ Exp. Date_______________
Name as it appears on card_________________________________ Signature X_______________________
Daytime Phone# (_________)__________________________
Billing Address:_______________________________________________________________

Check or money order should be made payable to IMGSM. All payments must be made in US dollars at the time Application for coverages is made. If paying by credit card, I authorize IMGSM to debit my Visa/MasterCard/American Express account for the total amount due. In the event that I have elected to *PRE-AUTHORIZE credit card payment installments, I hereby request and authorize IMGSM to charge my credit card periodically as payment installments become due. This authorization will remain in effect until revoked by me in writing, and until IMGSM actually receives notice. Coverage purchased by credit card is subject to validation and acceptance by credit card company. *For any mode other than Annual, I pre-authorize IMGSM to debit my credit card for the proper installment amount on the due date of the installment.

SECTION 6 - AGENT USE ONLY
Agent Number #:12588 Agent Name:Alexandra De Catalogne
Company Name: Address:
City: State: Zip :
Phone: Fax: E-Mail Address: alexdecat@aol.com
X_______________________________________________ (Agent Signature)

1B99

 

Valid through 12/31/99

 

1/99

SECTION 7 ADDITIONAL INFORMATION
For any question that has been answered "YES," please state which Family Member (using the corresponding "Letter" from Section 1), provide details of the medical condition including treatment dates, name, address and phone number of the attending physician, diagnosis, prognosis, and present course of treatment in the space provided below. The company reserves the right to request additional medical information.

Family Member (Use letters from Sect. 1)

Condition Physician name,
address &
telephone
Date of
Treatment

     

     

     

     

     

     

     

     

     

     

     
SECTION 8
ADDITIONAL LIFE INSURANCE BENEFICIARIES
FOR OTHER DEPENDENT CHILDREN
Primary Beneficiary: Percent of Death Benefit
D.
__________________________________________
Name/Relationship
__________________________________________
Address of Beneficiary
_________________%
E.
__________________________________________
Name /Relationship
__________________________________________
Address of Beneficiary
_________________%
Contingent Beneficiary: Percent of Death Benefit
E.
__________________________________________
Name /Relationship
__________________________________________
Address of Beneficiary
_________________%

1B99

  Valid through 12/31/99   1/99

Please mail to:
IMG
sm
407 N Fulton Street
Indianapolis, IN 46202  U.S.A
Call Direct (U.S.) 317.655.4500
Toll Free (in U.S.) 800.628.4664

Global Insurance Home
Plan Administrator
Underwriter
Benefits
Emergency Medical Evacuation
Claims Information
Supplemental Life and Daily Indemnity
Eligibility
Pre-Exisiting Conditions and Exclusions
PPO and Pre-Certification
Plan Highlights
How to Apply
1999 Global Premiums
1999 Global Medical Application

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