| Worldwide coverage (including travel) |
| Choice of hospital or doctor worldwide (including the U.S.) |
| Coverage for pre-existing conditions even if treated during
waiting period |
| Maternity coverage |
| Transplant coverage |
| Wellness benefits |
| Emergency medical evacuation |
| Lifetime eligibility |
| Term-life and Daily Indemnity coverage |
| Benefits of IMG's PPO Network |
| Experienced international claims administrators |
| 24 hour service |
| Currency conversion experience |
| Sirius International, financial strength and international
expertise |