Patriot Travel Medical Insurance

PATRIOT TRAVEL MEDICAL INSURANCE^sm
IMG's International Claim Management ....

Medical treatment while traveling is often an unfortunate fact of life. IMG's goal during a claim is to make the process fast and efficient. To ensure this, IMG^smprovides thoroughly trained multilingual claim administrators, on site medical staff and the experience of adjudicating over 75,000 international claims per year. IMG processes claims in more than 130 countries and is fully equipped to handle virtually any language and currency.

How the Claim Process Works

Precertification

All proposed hospital admissions and inpatient or outpatient surgeries must be Precertified. The insured person or their attending physician must call the number listed on the IMG^smIdentification Card prior to admittance to a hospital or performance of a surgery. In case of an Emergency Admission, the Precertification call must be made within 48 hours of the admission, or as soon as reasonably possible. If hospital admission or a surgery is not Precertified eligible expenses will be reduced by 50%.

For Precertification, Emergency Evacuation and Repatriation.....

Call IMG in the US at: 1-800-628-4664 (toll free) 1-317-655-4500

Call IMG outside the US: 01-317-655-4500 (collect if necessary)

Claim Payment

To make claim processing efficient, claims are paid two ways. All benefits are subject to the provisions described in this brochure and the Policy Wording.

Eligible claims that are paid by the insured person will be reimbursed directly to the insured person. Payment will be sent by check or directly deposited to a US bank account.
Eligible expenses that have not yet been paid by the insured person will be made to either the insured person or directly to the provider.

Please mail claims to IMG:

International Medical Group, Inc.
407 N. Fulton Street
Indianapolis, IN 46202 U.S.A.

This brochure is a summary of Patriot Travel Medical Insurance^smcoverage. All IMG contact numbers, claim forms and policy wordings will be included in the fulfillment kit. IMG^sm may also be contacted by:

Fax: 317-655-4505
e-mail: insurance@imglobal.com